General Motors Company (GM) stock analysis
Company overview and business model
Source fact: General Motors Company designs, builds, and sells trucks, crossovers, cars, and automobile parts worldwide. It operates through GM North America, GM International, and GM Financial segments. The company markets its vehicles primarily under the Buick, Cadillac, Chevrolet, GMC, Baojun, and Wuling brand names. In addition, it sells trucks, crossovers, cars, and automobile parts through retail dealers, distributors and dealers, as well as to fleet customers, including daily rental car companies, commercial fleet customers, leasing companies, and governments. Further, the company offers various range of after-sale services through dealer network, such as maintenance, light repairs, collision repairs, vehicle accessories, and extended service warranties. Additionally, it provides automotive financing; and software-enabled services and subscriptions. General Motors Company was founded in 1908 and is based in Detroit, Michigan.
Classification: NYSE · Consumer Cyclical · Auto Manufacturers
Revenue and growth
Source fact: Revenue was USD 185.02 billion for the period ending 2025-12-31.
Caverian calculation: Revenue changed -1.3% (FY2025 vs FY2024).
Profitability
Source fact: Net income was USD 2.70 billion in the latest reported period.
Source metric: Reported net margin was 1.5%.
Balance sheet and liquidity
Source fact: Cash and equivalents were USD 20.95 billion.
Source fact: Total debt was USD 131.31 billion.
Source metric: Current ratio was 1.17x.
Cash-flow analysis
Source fact: Operating cash flow was USD 26.87 billion.
Source fact: Free cash flow was USD 1.77 billion.
Valuation
Source metrics: Trailing P/E 38.46x; Forward P/E 5.80x; Price to book 1.22x; Price to sales 0.42x; EV/EBITDA 10.95x.
Caverian model output: Value score was 52/100.
Competitive position
Classification: Peer context: Auto Manufacturers within Consumer Cyclical.
Caverian model output: Quality score was 46/100.
Caverian model output: Growth score was 31/100.
Material risks
Caverian model interpretation: Watch out: the balance sheet looks fragile.
Caverian calculation: Altman Z-score was 1.24 (distress zone).
Caverian calculation: Piotroski F-score was 5/9.
Data sources and freshness
Freshness: This report uses a stored upstream snapshot; statement periods are shown alongside the figures.
Methodology and limitations
Facts reproduce stored upstream fields. Calculations derive only from the displayed stored statements. Model outputs are Caverian interpretations, not investment advice or a buy/sell recommendation.
How Caverian approaches valuation · Sources and product principles